Muh Muh Muh My Corona (virus)

Five games off in Hampton Roads so far this week and Princess Anne in Virginia Beach has called off its first two games.

 

How a cheap antidepressant emerged as a promising Covid-19 treatment

Perhaps some good news.

 

I don't care either except for that niggling bit I keep reading about brain damage from long-haul cases.

Average IQ drop in one study = 7 points. Not good for business.

It's not about me but kids around me, old people around me, my neighbor's mama in a rest home, so forth.

 

I’ve heard of enough breakthrough cases in my circle that I no longer buy that they are “rare.” I’d expect official guidance to come around to that before Thanksgiving.

Now don’t get me wrong, the vaccine improves your odds of missing it altogether and of having a mild case if you do get it. But it is not guaranteed to keep you out of the hospital. My ex mother-in-law hit that unlucky bullseye last week.

 

Those differences are why there is inane/arbitrarily regulation.

You can have two people who have Insurance Company Y on their card and their plans may fall under two different and opposite regulations depending on fully funded vs. self-funded/self-insured.

 

In self-funded plans, the check comes from the insurer and the money funding the check comes from the employer. In fully-funded plans, the check comes from the insurer and the money funding the check comes from the insurer, who received the money from the employer, other employers and individuals buying their own.

The big issue is that different plans fall under different regulations. Whether they morally should or not is an entirely different discussion.

 

Right, the employer is paying money out of their pocket either way. But, as you point out, the risk is why there’s the distinction/difference in regulations.

 

I looked into it and one of the big differences is if you self-insure you're not subject to those idiotic rules that set a floor (either 85% for group plans, 80% for individual plans) on how much of premiums taken in have to be paid out as benefits or health improvement measures.

 

Because self-insured companies have a greater financial risk.

As I said to DQ, whether that should morally affect regulations or not is an entirely different discussion.

To use your example, on paper, yes, blonde haired people and brown haired people are the same. But if, say, blonde-haired people are shown to be more likely to be financially successful, then there might be regulations either to hinder them or to help brown-haired people more.

And again, whether that should morally occur or not or the level in which it happens is an entirely different discussion.