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That is a question for the student loan default thread.
So basically... I'm screwed. Figures. Why do I have insurance if not having it and causing an accident comes with no penalty?
Did you not call the police? Or was the driver not there? Because driving without insurance is a pretty serious offense in most places, usually carrying with it at least a steep fine and a license suspension (not that that deters the type to go without insurance).
Yes, police came and he was issued a citation for lack of insurance. So he'll just not pay that and get hauled off to jail after a warrant is issued, or he'll pay the couple hundred dollars and still avoid giving me anything and be just peachy legally. Not like a ruined credit score matters to him.
This happened to a teacher 3 minutes before she walked up to her car yesterday during her school's state semifinal softball game. Lefty batter, late on a fastball, sliced it a few hundred feet straight into the middle of her back window.
When I played Little League 100 years ago, one of the dads, who also was our team sponsor, would park his pickup behind the centerfield fence.
We won one game when our best player hit a home run that went right through the windshield. The dad had the windshield mounted, with the ball, and presented it to the kid at the end of the season.