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Why I Defaulted on My Student Loans

Discussion in 'Sports and News' started by YankeeFan, Jun 9, 2015.

Page 19 of 26
  1. da man

    da man Well-Known Member

    End of thread.
     
    da man, Jun 10, 2015
    #217
    Mr. Sunshine likes this.
  2. Ace

    Ace Well-Known Member

    What if you owed $10,000 on your student loan that you couldn't pay?
     
    Ace, Jun 10, 2015
    #218
  3. Ace

    Ace Well-Known Member

    That's what I said. What are you, hard of reading?
     
    Ace, Jun 10, 2015
    #219
  4. BTExpress

    BTExpress Well-Known Member

    You do what's right. That's the cool thing about doing right. It doesn"t change its parameters to account for "circumstances." So you don't have to keep inventing justifications fot not doing right. Keeping that money is no different than holding up a bank for the $10,000. It's not yours.
     
    BTExpress, Jun 10, 2015
    #220
  5. LongTimeListener

    LongTimeListener Well-Known Member

    It's incredibly different.

    On a loan, an institution gave you the money. It charges interest -- which is set by numerous factors, the primary one being THE RISK THAT YOU WON'T PAY IT BACK.

    Everybody's eyes are open in this transaction and everyone is a willing participant.
     
    LongTimeListener, Jun 10, 2015
    #221
  6. Ace

    Ace Well-Known Member

    So you are saying you wouldn't pay the loan back? You think that's right?
     
    Ace, Jun 10, 2015
    #222
  7. The Big Ragu

    The Big Ragu Moderator Staff Member

    Stores price goods based on numerous factors, including merchandise they have to write off due to theft.

    That doesn't somehow make theft justifiable or make it a game that everyone has agreed to.

    Taking something that isn't yours, whether it is a store theft or it is a loan that you choose not to pay back, is dishonest -- objectively dishonest. It's not a "business decision" or a "transaction in which everyone is a willing participant." Whoever loaned you money isn't willingly participating in your dishonesty if you decide not to live up to the terms you agreed to. They are being victimized by you.
     
    The Big Ragu, Jun 10, 2015
    #223
  8. LongTimeListener

    LongTimeListener Well-Known Member

    Yeah.

    But bankruptcy is a strategic decision.

    If they are being victimized, then it's a crime and someone would be in jail.

    You have your own vocabulary on this thread. It does not match reality.
     
    LongTimeListener, Jun 10, 2015
    #224
  9. Alma

    Alma Well-Known Member

    Refusing to pay the loan back is wrong and it's bullshit. Let's not lawyer this thing to death.

    The only thing that makes the column provocative is the amount of lawyering nonsense some very wealthy people engage in to skirt around their own dishonesty, which, ultimately, isn't so different from this guy. We put up with it, in part, because we can't see any damn way to stop them; they have a lot of money, they can buy their brand of justice, and they live by different rules. So the rest of us let them live and occasionally tip our hat at their ability to do so. There aren't many avenues in America where you could change those rules, considering the Supreme Court allows rich people to try and buy elections with Super PACs, or, on the offhand chance they don't buy the election, said rich people simply go to their preferred news outlets - which own and control a lot of other media outlets - to promote their message. My suspicion is that just about the only way those rules change is if it gets ugly. And if it ever did - I'd much, much rather it didn't -

    What this guy is doing doesn't have integrity, though. He lacks integrity. Just like the wealthiest few he's parroting.
     
    Alma, Jun 11, 2015
    #225
    dprince57, Ace and Mr. Sunshine like this.
  10. KJIM

    KJIM Well-Known Member

    Thanks for clearing that up.
     
    KJIM, Jun 11, 2015
    #226
  11. The Big Ragu

    The Big Ragu Moderator Staff Member

    1) He isn't bankrupt. He didn't write a column saying he was unable to pay back what he took / that he was forced to default despite his efforts to make good. He CHOSE not to pay back money he borrowed.

    2) Whether or not someone is sitting in a jail cell is not the arbiter of their behavior. For all kinds of reasons.

    3) I'm not the one who has played semantic word games, parsed words, created false analogies, dredged up all kinds of unrelated things to try to create relativist arguments -- which has turned the thread into an obfuscation of what we were discussing (typical).

    This is simple: He took someone's money. He agreed to adhere to terms in return for that money -- not the least of which was PAYING IT BACK. His lender lived up to what it agreed to. HE decided not to make good on what he agreed to. He made a decision. Calling it a "strategic" decision, doesn't rationalize it or justify what was dishonest behavior, in my opinion.
     
    The Big Ragu, Jun 11, 2015
    #227
    YankeeFan likes this.
  12. Songbird

    Songbird Well-Known Member

    If it makes you happy, Ragu, Brian Kelly still hasn't won a national championship since leaving Grand Valley State.
     
    Songbird, Jun 11, 2015
    #228
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