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Running Shooting Thread 2024

My granddaughter's insurance is under UnitedHealthcare.

I wouldn't go looking for the CEO, but the insurance is not very comprehensive.

UHC can be trash, but that's not on United. When a company negotiates for their employee health care, the company and UHC negotiates what will be covered, what the copays are, and what the deductibles may be. The final cost to the company depends on how those things are set. If the company is trying to keep their employee deductions for insurance low, they do it by agreeing to higher deductables, or that certain specialists are not covered, etc. Then the employee's kid gets in a car wreck and they find out during his rehab that their insurance only covers two visits with a speech therapist in a year or something similar. There are a lot of similar details that the employee won't know about until they find out the hard way, because few people read the policy in that much detail or compare to see what changed since the last open enrollment.

It's as comprehensive as the employer and employee is willing to pay for. Lord knows I despise health care insurers, but that's how it works.
 
My wife's employer had a big insurance meeting and loudly crowed that they had really negotiated a good deal with only a 6% increase for employees each month. Everyone had the general consensus that it was a good deal for the employer because their deductibles are already high.
 

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